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Showing posts from June, 2011

Is Your Mindset Keeping You Poor?

What's keeping you poor? What's keeping you from achieving your goals and dreams? Is it your job? Is it your family or is it you? Do you find yourself constantly struggling with money? Do you always find there's more days in the month than there is money? Check your wallet, do you see cobwebs in it? If you are constantly having money issues no matter how hard you work, the problem may be you. Your mindset about money could be that's keeping you poor. Basically, you have a poor man's mentality. What do I mean by that? It means that if you believe you don't deserve to have a lot of money, then your subconscious mind is going to do everything to keep you from keeping money. It's going to sabotage you every time you come into a lot of money. Whether from working or winning the lottery. You may be saying, "that's not true, I want to have a lot of money". That may be true, but if deep down inside, in your core, you believe that you don't de
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Spare Change

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What do you do with your spare change? Do you put them in a jar and leave it there? Do you know how much spare change you have? I used to give my son my spare change of anything under a dollar and when we counted it a few months later. He had over $50 in change. I went to the bank and got some free coin rolls. Yes, it's free, you don't have to buy them. Banks will give you some for free. We packed the coins and put it into his savings account. Image courtesy of Coins of the World Don't just leave your change lying around. Count it and invest it or pay down your debts. It's better than sitting idle in a jar. You may have more money than you think.
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To Be Wealthy, Always Carry Cash

One thing I've learned about wealth is that it is a frame of mind. If you feel wealthy, you will eventually attract wealth and become wealthy. One of the best ways to feel wealthy is to actually carry cash. Technology is amazing especially with regards to how we pay and carry money. You can pay your bills by credit card, debit cards, cellphone, pre-paid cards, etc. In some cases, you just tap a card on a terminal and it's paid. We feel that we're always connected to our money that if you ask a majority of people, a lot of them don't carry cash anymore especially young people. You see a wallet full of credit cards but no cash. There's a lot of benefit in carrying actual cash. For one, you can easily keep to your budget since you know that if you have no more cash, there's no more money to spend. It gives you an immediate visual cue as to how wealthy you are. Cash also gives you a psychological feeling of wealth compared to a plastic card. Besides, most pl
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